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Ideal Stocks Cash Management Solutions provides an alternative for individuals seeking FDIC insurance and gives you the power to manage your cash and spending alongside your investments. Plus, earn unlimited 2% cash-back1 on everyday purchases with the Ideal Stocks® Rewards Visa Signature® Card.
Ideal Stocks Cash Management Account

This convenient way to save, spend, and manage your cash has the features of a traditional checking account, without a bank.

No account fees or minimum balances
ATM fees reimbursed
Free debit card, checkwriting, and bill pay
FDIC insurance eligibility
Convenient mobile check deposit
 Ideal Stocks Rewards Visa Signature Card

The card that helps you fund your fun today and invest in your tomorrow with unlimited 2% cash back into any eligible Ideal Stocks account

2 Points for every eligible net $1 spent
No limits on rewards and Points will not expire
No annual fee
Enhanced fraud monitoring and EMV chip technology
Digital Wallet with option of Apple Pay®, Google PayTM, Samsung Pay.
Features for other accounts

You can add the following features to an existing brokerage, IRA, or other Ideal Stocks account.

ATM/Debit Card
Bill Pay
Automatic Investments
Ideal Stocks Youth Account

Teens 13 to 17 can learn to spend, save, and invest, plus they’ll get a free debit card and no subscription fees.